Balance Transfers

good idea!
you can transfer the money to pay back the debts on another card
i always do things like that

One other point that no one else has mentioned. Most credit card companies apply payments to the balance with the lowest interest rate. So if you have a balance transfer at 0% and purchases at 12%, each payment you send will be applied only to the balance transfer until it is paid off. Meanwhile, your purchases continue to accrue interest at the 12% rate. That is the catch.

You're right latoya. That's one of the biggest problems when utilizing these 0% offers. You really have to make sure you stay up on these accounts or you'll never get the benefits of the 0%.
After I make a transfer to a 0% balance transfer card, I try to set it aside and not touch it until that balance is paid off.