Why Credit Cards Are Your Friends?

#1 (**permalink**) 04-07-2007, 10:29 AM

Many people balk at having credit cards because they think that by owning one, they would immediately spiral into the depths of bankruptcy. Admittedly, this may happen - but only if you are unable to control your urge to have retail therapy at every instant; and if you do not know how to take advantage of the various value-added yet cost-efficient promotions credit card companies offer their members. If you know how to handle a credit card, you may be surprised to find out that they, just like your friends, can actually make your life easier. Don't look at your cards as potential menaces because, if used wisely, these cards can be your best (financial) friend.

#2 (**permalink**) 04-08-2007, 07:34 PM

Yeah control is #1. I think people almost become additcted. It's like domain sellers, they buy a few and then buy more... and then a few more, till the point where they can't stop and then have a HUGE bill to pay. So ALWAYS control your self and set a limit per a month, that you will not pass. That way you'll always be safe.

#3 (**permalink**) 04-14-2007, 03:15 PM

Quote:

Originally Posted by Cal813

Yeah control is #1. I think people almost become additcted. It's like domain sellers, they buy a few and then buy more... and then a few more, till the point where they can't stop and then have a HUGE bill to pay. So ALWAYS control your self and set a limit per a month, that you will not pass. That way you'll always be safe.

Yeh. I agree with you. I have only 1 card and I think that 's enough.

#4 (**permalink**) 04-26-2007, 07:19 AM

Quote:

Originally Posted by chowong

Yeh. I agree with you. I have only 1 card and I think that 's enough.

I'm not sure. I think I might think about it for now and decide later.

#5 (**permalink**) 04-26-2007, 04:22 PM

credit are a life when you do have cash in you pocket that what i think

#6 (**permalink**) 05-18-2007, 08:00 AM

I agree, if used wisely, credit cards are a convenience.

#7 (**permalink**) 11-14-2007, 06:33 PM

credit cards are a mans best freind

#8 (**permalink**) 11-20-2007, 11:59 AM

Yah, until it takes you into debt.

#9 (**permalink**) 11-27-2007, 01:42 AM

for me... I love paying off my credit cards and loan payments... every payment i make is another reminder to me that Bank of America gets a few less change in interest from me each month. Over time that changes adds up and up....

#10 (**permalink**) 11-27-2007, 10:57 AM

credit cards are cool..