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freezing a card
I have a credit card that it at its limit (about $2000) and it was there for the past year. Ive always been paying the minimum fee, and I am unable to pay much more than that (I'm a full-time student without a job), and I havent been using the card at all for a year (maybe a couple of $5-10 purchases once in a while, but I can give that up easily). However, this seems unending with the credit card fees, and it feels like in this year i just threw away $1000 in just fees and my balance didnt seem to move at all. Is there a way to just stop the fees and pause/deactivate my card until I am able to pay? (I would pay the $2000 eventually after I graduate and get a job) Maybe there can be some sort of loan that doesnt require me to throw away $50+ a month (my finance fee)?
this is a bank of america card, I am unsure of the plan, but I think it is one of those college student ones (i can probably find out if necesary).
Last edited by hpfalcon : 01-02-2009 at 11:21 AM.
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