Need help understanding a Best Buy card

I want to see if I understand these terms correctly before I apply for credit with them. I don't understand legalese very well, so the terms booklet that was in the application only helped a little. Maybe someone who has a Best Buy card or who understands the terms better can tell me if I'm right or wrong.

The promotion they're running at this moment is three years without interest on so and so which isn't important to understanding the card terms. This, of course, does not rule out finance charges. Looking through the booklet, though, made it appear that if I'm not paying interest and I don't do anything dumb like pay late or go over my limit, then there are no finance charges. In plain english, it looked like it's three years same as cash, so long as it is paid off within three years.

I asked the person at the counter if I understood it correctly, and they said yes. Of course, you shouldn't take the customer service guy at his word on something like this, so I'm looking for another opinion. I'd be incredibly grateful if anyone could let me know if my interpretation of the terms is correct or not.

[Jeanie]

I am not 100% sure but, that is how I understand it from your post, you pay no interest for 3 years, which is awesome by the way! I have never came a card that has done that for that long. You could also call the card company's toll free number and ask them as well.

~Good Luck..

Jeanie

I am not sure if I am looking at the same deal that you are, but the one I looked up says no interest for 90 days if payment is made on time. I couldn't find the three year deal. Can you send a link please? This sounds very interesting.