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Old 07-25-2007, 04:53 PM
sumangattu
 
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How can i apply credit card
Hi Guys,

I came to US 2 months back , now i want to apply for a credit card.Please can any one tell how i can apply or approach for a credit card with 0 credit history(base credit history).

I have 2 pay stubs with these can i apply for a credit card?

Thanks in advance,
Suman Gattu


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Old 07-25-2007, 07:41 PM
AMJ21
 
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If you're working and have a SS# you can apply. However, approval will be dependent on a Hard pull of your CR. If you have no history many issuers will decline you. You should check the bank where you bank and explain your situation. Also, check a CU in your area.

If all else fails, you can apply for a secured card to build your history. Use this as your last recourse because of the fees and having your money tied up. Good luck.
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