How can i apply credit card

#1 (**permalink**) 07-25-2007, 04:53 PM

Hi Guys,

I came to US 2 months back , now i want to apply for a credit card.Please can any one tell how i can apply or approach for a credit card with 0 credit history(base credit history).

I have 2 pay stubs with these can i apply for a credit card?

Thanks in advance,
Suman Gattu

#2 (**permalink**) 07-25-2007, 07:41 PM

If you're working and have a SS# you can apply. However, approval will be dependent on a Hard pull of your CR. If you have no history many issuers will decline you. You should check the bank where you bank and explain your situation. Also, check a CU in your area.

If all else fails, you can apply for a secured card to build your history. Use this as your last recourse because of the fees and having your money tied up. Good luck.