Originally Posted by
formercap1agent
You might want to read some of my other posts elsewhere on this topic. You won't get an increase because you are not making Capital One any money. Cap1 won't increase credit limits nor offer retention deals to 1-anybody with past dues or overlimits 2-those who never pay any fees or interest, meaning they're getting something for nothing. You're in group #2. Why should Cap1 allow you to use more of its money, plus give you more reward points and not pay back for the privilege? No such thing as a free lunch...
As for India, FYI I'm not in India, I'm in America, but I was let go in late November when they shipped about 2000 of our jobs over there, just in time for Christmas. Next time you get an Indian-sounding agent, first ask what city they're in -- if they answer Bangalore or some other outpost, just immediately demand an American agent and refuse to continue the conversation with them. They have no choice but to transfer you to a supervisor in America if you do that. Yes I'm bitter about what they did which is why I'm here to make sure you all know some of the behind the scenes insider details that you could use to your advantage.
FC1A
Ummm - I started with a 500 dollar credit limit - and So far have not had to pay any fees of any kind, I paid in full, however that may change ltr on, ie: these next statements..
Anyway - after using my Card for awhile they raised it to 1000 then i think another 500 to 1500.00 dollars..
I think i've been with them for like 1 year or 2 or maybe 3
as I didn't keep track...
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