I'm going to be one day late on my credit card payment

[ecca]

I came home today and realized that my credit card payment was due on yesterday but I will go to the store and pay it, do I have to be concerned for being one day late?

[Jeremy]

You don't typically have to worry about them reporting it to the credit bureaus until you're 30 days late, but they will hit you with the late fees for being one day late.

[amolyneaux]

After your payment has posted to the account it's not a bad idea to call customer service and ask them to waive your late fee as a courtesy. As long as you're not habitual about making late payments this can usually be done (about once or twice a year). It doesn't hurt to try and if the do, the you can save yourself the 20 - 40 dollar fee.

[javablues]

One way to avoid late payment is thru internet banking. This is 24 hours banking. You don't have queue to your local bank to pay. You can auto debit your payment so you won't miss your due date.

[sam]

Now some credit card issuers raise your interest rate if you’re even one day late with a payment. This new rate can be much higher than what you’re paying now - especially if you have a low promotional rate. Consider having your card issuer or bank deduct a set monthly amount directly from your bank account. You will still get a bill from the credit card company. check with your card issuer.

[CoolKid]

My friend called the company to fing a solution and it worked so i guess this my work out.


Cheers