Is my credit score because I was able to get 0% balance transfer rate?

[younglady50]

Was my credit score good in order to have obtained 2 - 0% balance transfer credit cards? If so, would I be able to do it again?

[Jeanie]

Here is a section on credit score. Hope this helps!

[AMJ21]

Quote:

Originally Posted by younglady50

Was my credit score good in order to have obtained 2 - 0% balance transfer credit cards? If so, would I be able to do it again?

Not really. What duration were you given? The longer the duration, the better the CS. 3 months, fair. 6 months, fairer. 12 month, good. 15 months, excellent.

[younglady50]

My first cc was for 12 months and the other cc was for 15 months

[AMJ21]

Sweet! You're in great shape. Must be in the 700s.

[CreditCardRadio.com]

To get a 0% card your credit score must be very good. This is an excellent vehicle for paying off your debt. Congratulations on getting it.

Good Luck.

[InDebt130]

Here are some tips on how I got a lot of credit lines available. First off you should check your credit report to see what your score looks like. It never hurts your score when you check it for yourself. Also if you are going to be applying for cards do it all at once. THis way it looks more normal for the credit card companys they figure you need a card so you applied at a bunch of places. Also I forgot how but I know with equifax and with transunion you can get the history of credit pulls taken off your report. I think I have a list also of what card company uses what credit reporting agency let me know if you want me to look some up for you.

By doing this I got around 130K in credit. Be careful because now I am having to be a pro on how to negotiate off some of this debt I got in over my head.

Matthew