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Do not do business with Infibank!!!!!!
Hey guys!!!
Do not ever open a credit account with Infibank!!!!
My credit score is on the 700s. I always paid all my accounts in full or a lot more than the minimum balance, and of course, on time. I carry around 30% balance on some of the credit cards (most of them carry no balance)
Well... if after getting a credit card from Infibank, you dare to pull up a couple or three credit checks (as easy as a cell phone, store card and cable service) say bye bye to Infibank's credit card. They will close you account with no notice. That will hurt your credit score for good, and even more if you carry balance (as the account will show as "available balance: $0" and its taken as a maxed out card (even if you carry $10)
If you monitor close your credit, you will notice fast, but if you do not... well... you credit will shrink every month. Thanks God I noticed within a week... as I keep an exhaustive control of all my accounts and credit score.
I called to that stupid bank, and they told me I did some credit checks lately. I told them that my account was in an excellent standing, always paying on time and a lot more than the minimum balance. They told me that the account was flagged and closed afterwards... What the hell... I was paying them a lot more than the required, on time and I allowed some balance so they would have an earning.
I had to spend $70 in doing a transfer balance to other of my credit cards (thanks God all my credit cards carry no balance or little balance!!!. Because I wont allow my credit getting more hurt just for a bunch of fools.
So, do not do business with Infibank. It sucks big.
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