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Old 07-04-2008, 06:24 AM
NativeStar.org
 
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hi, I suggest that you speak with a lawyer who deals in this area of credit default on your options.

Beware of credit repair companies on the internet, as many are unscrupulous. If you choose one, get an iron-clad guarantee.

Did Discover turned your debt over to a credit agency? If so, then the agency will hardball you for a long time, but may eventually settle. I do know of cases where this has happened.

If you do come to some settlement terms, then be sure that part of the terms include that the credit bureaus will be informed that the bill is settled and paid in full. That is very important for your credit rating. Get an agreement in writing. That way, if they do not report that the bill is settled, you can send the written agreement and your cancelled check to the credit bureaus and they will make the changes.

Good luck to you. It is laudable that you are looking to avoid bankruptcy. Again, a lawyer might be able to help you sort out your options.
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Old 07-04-2008, 09:16 AM
Jeanie Jeanie is offline
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Thanks for the post NativeStar!!!

~Jeanie
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Old 03-08-2010, 06:37 AM
Credito22 Credito22 is offline
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I can help to settle any unsecured debts that you have at a guaranteed rate of 55% of your balance or better and put you on monthly installment payments of 12 to 48 months. This will lower your monthly payments and principal balance.
Please email me at debtrelief@rocketmail.com for more information. Members of USOBA, TASC.
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