Dealer wouldn't accept my credit card????

mmiles3305 · #1 (**permalink**) 05-16-2008, 08:55 PM

So today i went to a honda dealership to buy a motorcycle. after everything was negotiated i wrote them a check (they called and verified the funds were there) and was about to ride off. the owner came up all of sudden and said they wouldn't accept my check because i might put a stop payment. i offered to do a wire transfer or to use my credit/debit card. they said i could use the card but would have to pay the 3 percent or so charge mastercard charges them. so my question is, are they in the wrong legally with mastercard. the purchase was for around $12000. i read that they can't do this from their website but i wasn't sure if there was a maximum limit. i would have called MC but their office was closed and was just interested in getting an answer before the weekend is over.
thanks for your help!!

Jeanie · #2 (**permalink**) 05-21-2008, 11:31 AM

mmiles3305,

This all seems fishy to me. I have never went to a dealer who turned down any kind of form of payment. If I were you I would just look around for another dealer! Good luck to you and be sure to come back and let us know if you get a motorcycle!

~Jeanie

forumassist · #3 (**permalink**) 05-21-2008, 05:50 PM

hmm definetly strange.

Let us know how you get on

sukeet · #4 (**permalink**) 05-29-2008, 02:51 PM

If the dealership wants to charge you a fee for accepting a CC as a form of payment, they are directly violating Visa/MasterCard regulations. You can report this dealership to your CC company; after a warning, if they still do this, they will pay fine and will eventually lose the privelege of accepting CC at their POB.

Jeanie · #5 (**permalink**) 05-29-2008, 04:03 PM

sukeet,

Thanks for this helpful info, it does make sense!!

~Jeanie