What is a "bad" credit loan? Do you mean a loan for someone who has bad credit? If so, I think your luck there is out. I have been in this situation with trying to get a personal loan when I had bad credit and it was a no go with anyone! If it is for getting a car or house, etc. the person who is assisting you may find someone but, be prepared for the high interest rate and such..but, you have to start somewhere to better your credit!
Good Luck!
~Jeanie