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I never use my debit unless it is an immediate need for cash and from my bank's atm to avoid all and any fees! I use a credit card for purchases with deals that I know won't be there when I have the cash then I just pay it off when I get the cash. I have one debit, one credit card, a paypal debit/credit and a work debit/credit card now and use them wisely, LOL
~Jeanie
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"Life is short, but there is always time enough for courtesy." -Ralph Waldo Emerson
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