how can i fix my report

winniethepooh · #1 (**permalink**) 09-28-2007, 07:01 PM

mine is bad is there anyway you put it all to one place and just pay monthly or something like that on what i owe

AMJ21 · #2 (**permalink**) 09-29-2007, 10:00 AM

Need more info. How bad? What's the age age on the derog items? Do you have a BK? Did you pull your 3 reports?

Nima · #3 (**permalink**) 10-25-2007, 02:07 PM

I read this article: Rebuilding Credit History ...

Any other way (other than paying bills on time) to make the credit fixing process faster?

Jerlene · #4 (**permalink**) 10-26-2007, 05:05 PM

Pay more than the minimum.

Nima · #5 (**permalink**) 10-26-2007, 05:26 PM

I dont really have any payments, I just spend couple hundred a month and pay it all at the end of the month...

Jerlene · #6 (**permalink**) 10-26-2007, 07:51 PM

You shouldn't have any problems then. Your score should be good.

Nima · #7 (**permalink**) 10-27-2007, 12:08 AM

well, i have bad credit for thing that i did in the past... now im trying to fix it

Jerlene · #8 (**permalink**) 10-27-2007, 01:26 AM

Oh, well it seems you're on your way. Try paying a little more than you need to pay, round up.

spiderwire29 · #9 (**permalink**) 10-27-2007, 04:05 AM

Yeah pay more then the min. and save so you can put down a large sum to kill a larger chunk of debt.

jaun22 · #10 (**permalink**) 12-04-2007, 03:23 PM

That is always good advice to pay off the debt in chunks.