too many accounts?

According to Equifax the average American has 14 loan obligations including revolving accounts such as Credit Cards on their history so having 7 isn't terrible. Often its the quality of their individual history that matters rather than the number...are the limits high? are they paid as agreed for at least 12 months? are you using less than 25% of the credit available to you on them?

If so, you probably aren't looking at a terrible problem. If you need to prioritize and cancel accounts due to the fact that some are just no longer useful to you, do so in a way that places the ones that have more of a negative impact on your file first in line to go.

[hazephase]

you all can learn from that

Having available credit is a good thing. Using a lot at one time is not. UT is 30% of the FICO equation.

If you want or must close some accounts try to combine CL among cards from the same issuer beforehand. It is better to have a high CL and not need it than to need it and pray for an approval.