Credit Card Company That You Can Trust: Chase

If you are looking for a credit card company to give your business to, but are unsure of which one to choose, then you may want to consider Chase. They are known for being one of the best credit cards around. They make applying for one of their cards very simple and there are no hidden charges.

When you sign up, they will give you all of the information about any charges that they may charge you. They do not have annual fees and offer a 0% interest introductory rate. Also, Chase offers fraud protection, which is a very important thing to have these days.

It is so easy to apply for a Chase credit card. Applying on their website is simple, too. Their website is also a great place to learn more about their credit cards including the interest rates and pictures of each kind of card.

You can also pay your credit card bill online. This is a fast and secure way for you to pay your credit card bill. If you do not have a Chase credit card, but have heard great things about the company, you can sign-up on their website. If you fill out the form correctly, then you could be a Chase member in just a few days.

Chase offers individual accounts and small business accounts. This is great for those of you who are looking for a credit card to start your small business.

Chase credit cards are accepted all over the world, so you do not have to worry about being able to use it on a trip abroad. Chase also gives their customers air miles for every dollar, so you may be able to take a vacation much cheaper than you think.

Recently, Chase has went through some bad press – mainly aimed at their customer service practices, but they have made strides to make their customer service better and to lower their interest rates. If you are looking for a credit card with a proven track record, then you will want to consider Chase.

That is what I used to think, but not anymore, my credit scores are in the 700's I make all my payments early and pay more than the required amount, last night however much to my surprise I found a notice in my mail over a change in terms. They raised my fixed 8.99 to a 22.49 variable rate. Shocked I called them, this had nothing to do with my credit or my excellent payments to them, but because of my open credit line. Well needless to say I was furious and cancelled my chase credit card and had my daughter cancel hers too. So in my opinion if this is the best card out there then we are all in trouble. Joyce

I guess survival of the fittest rule applies to credit card world very well. If you maintain good credit at all times then you can just go for the new credit card with even better terms. Once the rate is up, payoff the account and put the card in a safe closet and not in your pocket. I am sure you will get the zero % balance transfer offer soon. Believe me credit card companies will fight for your business.

Thank You For These Information

No problem. It's always good to know more about this. This will help you in the long run and in life.

I just posted a new thread on how Chase can ruin your life and dangers of owning a Chase card out of my personal experiences over the years with Chase Credit cards.

I have CC from almost all companies and I found the Chase CC to be most dangerous, I recommend people to stay away from Chase if you can.

I was hit with a $39 late fee plus finance charges because I didn't get my paper statement in the mail to remind me to pay this month. Even with a 14 year history of paying in full every month, I was given no consideration and told that refunding these fees was against Chase policy. To me it's as if they stole money from me so I closed my account and will go with HBSC which has a better rewards card anyway. I also will have to have a talk with my mail carrier to see if he knows why my bill never arrived.

[Jeanie]

Sometimes it is nice to pay/check bills on-line but, I understand some people don't have that access...

I keep getting their offers but I never applied for credit card from Chase, because I simply don't need more credit cards.

As I have reported elsewhere on this site (and many others have reported elsewhere), these pirates will adjust your rate and credit limit arbitrarily with pitiful reasons (use too much credit, balances grow quickly ...). You know it is they who are wrong, because all of your other credit cards are fine.