Chase credit cards

Credit cards have become almost a necessity in today’s world. There are hordes of credit card suppliers who issue thousands of credits cards every day. Chase (of the JPMorgan group) are a well known credit card supplier. Chase credit cards are pretty popular among the masses.

Chase credit cards come with various different benefits and accordingly chase credit cards are classified into various categories. There are general purpose chase credit cards which promise great rates and excellent service. Then there are chase credit cards for people who shop regularly with some retailers. These are termed as rebate cards since they offer rebates on shopping when you shop with certain retailers. These also offer cash rewards. There are entertainment credit cards for people who wish to get VIP access to some concerts, events etc.

Another category of chase credit cards is the travel cards where the credit card holders get travel related discounts and rewards. This category of chase credit cards is very suitable for people who travel a lot. Yet another set of chase credit cards is grouped as auto and gas cards which offer rebates and rewards on everyday purchases. Retail cards are another kind of chase credit cards where you receive points on purchases made using this chase credit card. These points can then be redeemed for shopping certificates, entertainment etc. For students, there is a separate breed of chase credit cards which is called student cards. These student cards help the students in building a (good) credit history and also offer some special benefits for students. Similarly there are college & university alumni cards for supporting your alma mater. There is another set of chase credit cards that operate on similar lines. These chase credit cards are called ‘cards to support organizations’. The organization can be something like a charity or any other organization that you want to support. Then there are military cards that are meant for the members of military (both past and present). You can support your favourite teams or sporting organizations by getting a sports card. Finally, there are business cards which can be used by businesses for organizing their expenses, availing low interest rates and getting other benefits related to business.

Thus chase offers a lot of different credit cards which cater to the different needs of various people. By comparing the features of these chase credit cards and by understanding the main objective behind them, one can easily zero-in on the chase credit card that is best suited to ones needs.

1. Jerlene - Your posting looks more like an advertisement then review.

2. I stay away from Chase because, in all the offers I've seen, they use 2-cycle billing process. It's a new method of computing interest which ends up nickle and diming the consumer, but how many consumers every actually check the calculations on interest.

Quote:

Originally Posted by yankee428

I stay away from Chase because, in all the offers I've seen, they use 2-cycle billing process. It's a new method of computing interest which ends up nickle and diming the consumer, but how many consumers every actually check the calculations on interest.

First, it's not a new method. Secondly, I haven't seen Chase use it. Discover is notorius for this practice. Anyway, if you PIF, double cycle, triple cycle or whatever they invent is irrelavant. You'll pay nothing.

Chase is a prime issuer. I have 2 cards with them. What you need to beware of is their UD (universal default) practice.

This post isn't an advertisement. It's a post for users to better understand Chase.

Chase is bad don't go that rout! I went over my limit once and they hiked my rate to around 30%! i have great credit and always pay on time. I did the same thing with my USBank credit card and they just raised my limit. Guess I got spoiled. But a thing was on our local news here in WA about how a lot of people are angry with chase for hiding so many penalties in fine print. You mess up once anywhere with chase and you are done for. On top of everything else they charge 10 bucks just to pay them over the phone and they don't offer an easy online bill pay. Just think.... Paying money just to pay money... Chase is a rip off.