no credit history

#1 (**permalink**) 01-31-2008, 04:56 PM

i just turn 18 and i have no credit history. what can be the best option for me as to which credit card would approve me.

Jeanie · #2 (**permalink**) 01-31-2008, 10:13 PM

A lot of times getting a department store credit card such as Sears, JC Penney, etc. can get you started then apply for a major credit card! Don't over do it cause it's easy to fall in debt than get out! Check out main page for great major credit card options: Credit Cards

#3 (**permalink**) 02-01-2008, 09:20 AM

Store card is a great option. The problem is your limited to that store. Also look into a secured V or MC. Make sure it reports to the 3 main CRAs.

Jeanie · #4 (**permalink**) 02-01-2008, 09:50 AM

zbas check here: Secure Credit Cards For what AMJ21 was referring to. Good Luck and keep us updated!

#5 (**permalink**) 05-31-2008, 02:56 AM

i think store card is a better option for you and it is beneficial for you as per your requirement.

Jeanie · #6 (**permalink**) 05-31-2008, 10:47 AM

Great option sahilmiddha! Just be careful of how many cards you apply for, it hurts you!!

~Jeanie

#7 (**permalink**) 05-05-2009, 08:24 AM

Simple advice - if it is possible to live life without credit card, do that.