Applying for credit with a cosigner

I have no credit history so have trouble getting a credit card.
My parents are willing to cosign a credit card for me. Looking online, I don't find any credit card applications that have an option for a cosigner.

What credit card applications have this option?

Well... you do not need that. You can apply for a store credit card. You'll probably get $300 to start building your credit. Old Navy is one of the easy ones.

Anyway, if you want a credit card and not a store credit card, there are some here for no credit history:

Apply for a Credit Card


Good luck and keep us posted.

I have tried store cards. I get declined for them all. My only chance seems to be with a cosigner.

The chance that you have applied for too many and have been red flagged for multiple credit rejections is a possibility. You may have to do like many others and get a secured card or be added to a parents card. Your parents can also help you get a student card if you are in school.

Apply for a Best Buy credit card but make sure you do it IN PERSON, and NOT online. Have your cosigner there with you. Also, make sure your cosigner has good credit.

I had 0 credit when I applied. I had been denied almost five times by local stores like Wal-Mart, Target, Sears, etc before I went to Best Buy. My mom's credit is so good that together, we got approved for a card with some crazy limit like $8000.

If applying in store for a Best Buy credit card with a cosigner who has good credit doesn't work, well then, I tried my best to help you.

~cashbackkaras

i think you can apply for store credit card in this card you can easily build up your credit score.

[Jeanie]

Yes, a store credit card is usually the first step of getting your credit started..it was for me and a few others as well Good Luck!

~Jeanie