Actually you do not have to see the credit card statement in order to pay the bill and avoid the late fees. US Bank is a very good bank and if you have any dispute in the charge then they will take care of it immediately. I have their card for years and over all I have very good experience with US Bank.

Remember in credit card world there is no sin greater then not paying in time your monthly bills. It hits you two ways real hard, first you have to pay the late fee and then it gets stuck in your credit history which is even more damaging.