[creditfinancehelp]

I use my credit card almost exclusively for daily purchases. I pay it off every month so I do not carry a balance.

This has two purposes - it keeps track of my purchases, and I get something for using the credit card. Some cards give me cash back, others give me miles. If I paid with cash or my debit card, I do not receive any benefits.

This only works if you are good about paying your card off each month...

Make your money work for you for a change.