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I agree, credit cards are the way to build your credit for the BIG stuff like car and house loans. Hubby and I are in the process of REbuilding our credit and without a credit card's help. we do have those debit/credit cards and our bills have been in good standing for going on 2 years. We want to put a modular on the property we own free and clear and will need a new construction loan which to me seems like we will need great credit..not sure if we will be there yet. I plan on putting this house up for sale in 2009 so, we will see. Any info on new construction loans would be appreciated and TIA!
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"Life is short, but there is always time enough for courtesy." -Ralph Waldo Emerson
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