This will help you better understand merchant account fees:


Standard Fees:

1. One time fees
2. Recurring monthly fees
3. Transaction related fees
* per transaction (set fee such as 30 cents)
* per order totals (percentage fee such as 2.35%)

These same items apply to the payment gateway fee structure:

1. One time fees
2. Recurring monthly fees
3. Transaction fees


See, merchant account fee structures look more complicated than they really are.